What to Do in the First 72 Hours After a Car Accident

At the scene

Your first priority is safety. Move to a safe place if you can, turn on your hazard lights and call emergency services if anyone is hurt or the vehicles are blocking traffic.

• Exchange names, phone numbers, license plates and insurance details with the other driver.
• Take photos of the vehicles, the road, traffic signs and any visible injuries.
• Get contact information from anyone who saw the accident.
• Avoid discussing who was at fault. Stick to the facts.

Get medical care, even if you feel fine

Some injuries, including concussions and soft-tissue injuries, don't show symptoms right away. A same-day or next-day medical visit protects your health and creates a record that links your injuries to the accident.

Follow your doctor's treatment plan and keep every bill, receipt and note. Gaps in treatment are one of the first things an insurance company will point to.

Report the accident

Make sure a police report is filed, and ask how to get a copy. Notify your own insurance company promptly, as most policies require.

Be careful with the other driver's insurer

The other driver's insurance adjuster may call quickly and sound helpful. Their job is to limit what the company pays. You don't have to give a recorded statement, and it's wise to speak with an attorney before you do.

• Don't sign medical releases or settlement papers without advice.
• Don't post about the accident or your injuries on social media.
• Keep a simple daily journal of your pain, appointments and missed work.

Talk to an attorney early

Evidence fades quickly: skid marks disappear, footage is recorded over, and witnesses forget. An early consultation helps preserve what matters, and most injury attorneys offer it free.